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Finance

Robinhood

robinhood.com

D
Open the original (new tab)Robinhood US User Privacy Statement | Robinhood
D

Risk score

63of 100

Read Oct 1, 2026

In short

  • Robinhood collects extensive personal, financial, and biometric data to provide its trading and social services.
  • You permit the company to share your information with various affiliates, vendors, and advertising partners for tracking and marketing purposes.
  • The document allows Robinhood to change these privacy practices at any time without requiring your explicit consent for every update.

What you accept

If you use this site

Everyday words for the material promises and rights you give up. Each line includes a quote from the document.

Fineprint cannot see whether you agreed. This page is posted on their site. Open the original if you need to know how they say it applies.

  1. 01

    You are agreeing to allow Robinhood to collect detailed financial history, identity documents, selfies, and precise location data from your device.

    This product

    “We collect information you provide when you use, or apply to use, our Services or otherwise engage or communicate with us, such as: Identity Data... selfie/photographs/videos... Financial Data... Location and Device Data”
  2. 02

    You are agreeing to let Robinhood share your personal information with affiliates, marketing partners, and third-party ad networks for targeted advertising and analytics.

    Other companies

    “We disclose information about you to third-party advertising and analytics services... We and our third-party partners use this information to... deliver advertisements targeted to your interests on our Services and other platforms”
  3. 03

    You are agreeing that Robinhood can update this Privacy Statement without meaningful notice, so you must check it regularly.

    This product

    “This Privacy Statement will evolve with time, and when we update it, we will revise the 'Effective Date' above and post the new statement and, in some cases, we provide additional notice... To stay informed of our privacy practices, we recommend you review the statement on a regular basis as you continue to use our Services.”

What it can cost you

Downsides we could quote

Quoted clauses that can affect your privacy, money, or right to go to court — including terms that follow you to other products.

Highest-cost clauses first

High cost

Tracking you across apps

You are agreeing to allow cross-platform tracking of your activity and data combination for targeted advertising.

“We and our third-party partners use this information to, among other things, analyze and track data... and deliver advertisements targeted to your interests on our Services and other platforms... The information collected may be collected over time and combined with information collected on different websites and online services and across your devices”

What that means: Your browsing habits and financial interests are tracked cross-site to serve you personalized ads.

Robinhood and its partners track your activity across their services and other websites to build profiles for targeted advertising. This includes combining data over time and across devices.

High cost

Data sold or shared with third parties

You are agreeing to the sharing of your personal information with third-party advertising partners for behavioral targeting.

“Some of our business activities may be considered 'sales,' 'sharing,' or 'targeted advertising' under applicable US state laws. Social does not process sensitive personal information as defined under applicable state privacy laws... Yes, we may share with advertising partners”

What that means: Your personal information and usage data are shared with third parties for commercial advertising purposes.

Under state laws like CCPA, sharing data for targeted advertising is often classified as a 'sale' or 'sharing.' The document explicitly states they share identifiers and usage data with advertising partners.

Medium cost

Location or sensitive-data over-collection

You are agreeing to the collection and processing of your facial geometry data for identity verification.

“Biometric Data: We extract facial geometry data from selfies/photographs/videos to verify your identity and detect/prevent fraud.”

What that means: Your unique facial features are stored and processed by Robinhood for security checks.

The service collects sensitive biometric data (facial geometry) specifically for identity verification and fraud prevention.

Medium cost

Unilateral changes with little or no notice

You are agreeing to accept future changes to the privacy policy by continuing to use the service.

“This Privacy Statement will evolve with time, and when we update it, we will revise the 'Effective Date' above and post the new statement and, in some cases, we provide additional notice... To stay informed of our privacy practices, we recommend you review the statement on a regular basis as you continue to use our Services.”

What that means: Privacy terms can change without your direct consent, potentially altering how your data is used.

Robinhood reserves the right to change the policy at any time. Notice is only provided 'in some cases,' placing the burden on the user to monitor changes.

Medium cost

Difficult or incomplete deletion

You are agreeing that your data deletion requests may be denied or incomplete due to legal and regulatory retention requirements.

“If you delete your Social profile, we will delete your Social profile information, posts, comments, reactions, interactions, and follower relationships, except to the extent retention is required or permitted by law, or necessary to comply with regulatory, fraud prevention, or recordkeeping obligations.”

What that means: Deleting your data may not remove all records if Robinhood needs them for legal or compliance reasons.

While deletion is possible for Social data, it is subject to exceptions for legal, regulatory, fraud, and recordkeeping obligations. This means complete removal is not guaranteed.

Lower cost

Indefinite retention

You are agreeing to have your data retained indefinitely if required by law or regulatory obligations.

“We retain your personal information for as long as necessary to achieve the original purpose(s) for which we collected it and to comply with relevant laws... We may also keep your personal data for a longer period if required by law... or for another legitimate legal or regulatory reason.”

What that means: Your data may be kept for extended periods beyond your active use if Robinhood deems it legally necessary.

Data is kept indefinitely if legally required or for 'legitimate reasons,' which can be broad in the financial sector. While specific periods like '5 years after the relationship ends' are mentioned, the general rule is retention based on necessity and compliance.

Lower cost

Children’s data

You are agreeing that a child under 13 may be added as an authorized user on a credit card account with parental consent.

“With the exception of authorized users of our credit cards, we do not knowingly collect or solicit any information from anyone under the age of 13 through our Services. If you attempt to add an authorized user to your account who is under the age of 13, we will request that you represent that you are the parent or legal guardian of that individual and that you consent to our collection and use of the child’s personal information”

What that means: Children under 13 cannot use the main services, but their data can be collected if added to a parent's credit card account.

The service prohibits collecting data from children under 13, except for those added as authorized users on credit card accounts by parents/guardians.

Lower cost

Broad license to user content

You are agreeing to let Robinhood use your social content to improve its services and algorithms.

“We use information collected in connection with Social to: Provide and maintain Social features... Generate and display trading-related posts or profile statistics... Personalize the order and selection of content shown in your feed... Improve and develop Social features and related Services.”

What that means: Robinhood uses your posted content to train AI, personalize feeds, and improve services.

The document outlines extensive rights to use, display, and improve content posted in Social. While it doesn't explicitly say 'perpetual sublicensable,' the right to 'improve' AI/models and personalize feeds implies broad usage rights consistent with content licenses.

If these terms already apply to you

Keep this list. Fineprint cannot undo or cancel something you already agreed to at the company.

We cannot see Agree on their site. With Premium, tap “I accepted these terms” if you already agreed to what Robinhood asks.

News for this company

First readings and wording changes we could quote — the same items that appear on News.

All News

  1. Updated · Privacy policy

    Robinhood privacy policy changed

    We quoted 8 wording changes below. The current grade is D.

    Wording we could quote

    • Changed

      Tracking you across apps

      Was

      “The information collected may be collected over time and combined with information collected on different websites and online services and across your devices, including to deliver targeted advertising to you”

      Now

      “We and our third-party partners use this information to, among other things, analyze and track data... and deliver advertisements targeted to your interests on our Services and other platforms... The information collected may be collected over time and combined with information collected on different websites and online services and across your devices”

    • Changed

      Location or sensitive-data over-collection

      Was

      “We extract facial geometry data from selfies/photographs/videos to verify your identity and detect/prevent fraud”

      Now

      “Biometric Data: We extract facial geometry data from selfies/photographs/videos to verify your identity and detect/prevent fraud.”

    • Changed

      Indefinite retention

      Was

      “We retain your personal information for as long as necessary to achieve the original purpose(s) for which we collected it and to comply with relevant laws”

      Now

      “We retain your personal information for as long as necessary to achieve the original purpose(s) for which we collected it and to comply with relevant laws... We may also keep your personal data for a longer period if required by law... or for another legitimate legal or regulatory reason.”

    • Changed

      Data sold or shared with third parties

      Was

      “We disclose information about you to third-party advertising and analytics services... For example, we may share personal data such as your hashed email address or your device ID with marketing partners”

      Now

      “Some of our business activities may be considered 'sales,' 'sharing,' or 'targeted advertising' under applicable US state laws. Social does not process sensitive personal information as defined under applicable state privacy laws... Yes, we may share with advertising partners”

    • Changed

      Unilateral changes with little or no notice

      Was

      “when we update it, we will revise the "Effective Date" above and post the new statement and, in some cases, we provide additional notice”

      Now

      “This Privacy Statement will evolve with time, and when we update it, we will revise the 'Effective Date' above and post the new statement and, in some cases, we provide additional notice... To stay informed of our privacy practices, we recommend you review the statement on a regular basis as you continue to use our Services.”

    • Changed

      Broad license to user content

      Was

      “Social Content, such as: Posts you create about trades; Comments, reactions, and other interactions with other Users’ content”

      Now

      “We use information collected in connection with Social to: Provide and maintain Social features... Generate and display trading-related posts or profile statistics... Personalize the order and selection of content shown in your feed... Improve and develop Social features and related Services.”

    • Changed

      Children’s data

      Was

      “With the exception of authorized users of our credit cards, we do not knowingly collect or solicit any information from anyone under the age of 13 through our Services”

      Now

      “With the exception of authorized users of our credit cards, we do not knowingly collect or solicit any information from anyone under the age of 13 through our Services. If you attempt to add an authorized user to your account who is under the age of 13, we will request that you represent that you are the parent or legal guardian of that individual and that you consent to our collection and use of the child’s personal information”

    • Appeared

      Difficult or incomplete deletion

      “If you delete your Social profile, we will delete your Social profile information, posts, comments, reactions, interactions, and follower relationships, except to the extent retention is required or permitted by law, or necessary to comply with regulatory, fraud prevention, or recordkeeping obligations.”

    Oct 1, 2026 · D

    Company pageSee what changed

  2. Updated · Privacy policy

    Robinhood privacy policy changed

    We quoted 7 wording changes below. The current grade is D.

    Wording we could quote

    • Changed

      Children’s data

      Was

      “CHILDREN ](#7CHILDREN) With the exception of authorized users of our credit cards, we do not knowingly collect or solicit any information from anyone under the age of 13 through our Services.”

      Now

      “With the exception of authorized users of our credit cards, we do not knowingly collect or solicit any information from anyone under the age of 13 through our Services”

    • Changed

      Data sold or shared with third parties

      Was

      “If You disable these permissions, we will no longer share personal information with marketing partners to more effectively market our services across third-party websites and services.”

      Now

      “We disclose information about you to third-party advertising and analytics services... For example, we may share personal data such as your hashed email address or your device ID with marketing partners”

    • Changed

      Indefinite retention

      Was

      “RETENTION OF INFORMATION ](#3RETENTIONOFINFORMATION) We retain your personal information for as long as necessary to achieve the original purpose(s) for which we collected it and to comply with relevant laws.”

      Now

      “We retain your personal information for as long as necessary to achieve the original purpose(s) for which we collected it and to comply with relevant laws”

    • Changed

      Tracking you across apps

      Was

      “- **Vendors and Business Partners**: We collect information about you from companies that we do business with, such as name, contact data, inferences about your preferences and attributes, as well as inferred fraud risk, from identity verification and fraud prevention partners.”

      Now

      “The information collected may be collected over time and combined with information collected on different websites and online services and across your devices, including to deliver targeted advertising to you”

    • Changed

      Location or sensitive-data over-collection

      Was

      “You can stop the collection of this precise location information at any time (review [Your Controls](https://robinhood.”

      Now

      “We extract facial geometry data from selfies/photographs/videos to verify your identity and detect/prevent fraud”

    • Appeared

      Unilateral changes with little or no notice

      “when we update it, we will revise the "Effective Date" above and post the new statement and, in some cases, we provide additional notice”

    • Appeared

      Broad license to user content

      “Social Content, such as: Posts you create about trades; Comments, reactions, and other interactions with other Users’ content”

    Oct 1, 2026 · D

    Company pageSee what changed

  3. First reading · Privacy policy

    We read the Robinhood privacy policy

    Fineprint found 5 quoted privacy clauses that match the consumer rubric. This is a reading aid, not legal advice.

    Sep 2, 2026 · D

    Company pageSee what changed