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How we grade

Fineprint is a reading aid. It does not say whether a clause would hold up in court, and it is not a substitute for a lawyer.

What we read

We open the public URL you paste, or an official policy URL from our list. If you paste the words, we read those instead. We re-read the public list on a schedule. If someone adds a missing company, we start reading it and list it when the page is a real policy — no one has to approve that by hand. We save a snapshot so we can see when the wording changes.

Kinds of agreements we look for

Privacy policies, terms of use, cookie notices, EULAs, media or app-store agreements, and waivers. We also flag paid auto-renewal, in-app and kids’ charges, kids and family accounts, health or fitness data, connected cars and smart home devices, loyalty or ticket lock-in, and terms in one app that try to cover parks, stores, or sister brands.

Read the steps for a TV or console

What you are agreeing to

Every analysis has two lists. First: everyday statements of what a typical person accepts. Second: every quoted downside. We watch for terms in one app that also try to cover stores, tickets, or sister brands, and we list the names the document uses for those other products.

What we may flag

We only report an issue when we can quote a passage that matches one of these categories. The grade is not a moral score.

  • Data sold or shared with third parties

    The company sells personal data, shares it with brokers, or grants broad third-party commercial access.

  • Forced arbitration or class-action waiver

    Users must arbitrate disputes and cannot join a class action.

  • Unilateral changes with little or no notice

    The company can change terms without meaningful notice or continued-use consent.

  • Broad license to user content

    The company takes a perpetual, sublicensable, or worldwide license to user content beyond what the service needs.

  • Difficult or incomplete deletion

    Account or data deletion is limited or delayed, or does not cover backups and partners.

  • Indefinite retention

    Data is kept for as long as the company wants, or for vague “legitimate interests.”

  • Tracking you across apps

    Tracking across sites/apps, device fingerprinting, or sale of inferences.

  • Cookie consent that favors Accept

    Consent is bundled, reject is harder than accept, or “necessary” cookies include advertising.

  • Location or sensitive-data over-collection

    Precise location, biometrics, health, or other sensitive data collected beyond the core product.

  • Health or fitness data used beyond care

    Wellness, fitness, or medical-adjacent data is shared, sold, or kept in ways that go past running the service.

  • Children’s data

    The service may collect data from children, or it does not clearly bar under-13 use.

  • Liability shifted onto the user

    Broad waivers, indemnity, or “as-is” terms that leave the user holding the risk.

  • You take the risk of injury or death

    The signer assumes the risk of injury, death, or medical costs — common in waivers.

  • Auto-renewal or hard-to-cancel paid terms

    Paid plans renew automatically or cancellation is restricted.

  • Terms follow you to parks, stores, and other products

    Accepting one app or site can also bind you at stores, venues, sister brands, or later purchases.

  • Jury trial or court access waived

    You give up a jury or the right to bring a claim in public court.

  • Car or smart-home data always on

    Connected cars, TVs, speakers, or home devices collect location, audio, or usage beyond what you asked the device to do.

  • In-app charges or kids’ spending

    Purchases, subscriptions, or family accounts can charge without a clear extra tap, including by a child on a shared device.

  • Loyalty, tickets, or points that add terms

    Joining a rewards, ticket, or membership program silently adds extra terms or keeps you from leaving with what you paid for.

How the letter grade is set

Each quoted downside adds points. High-cost clauses count more. Letter grades run A through F from those points. A person never picks the letter.

What this is not

Fineprint is not a regulator, not a lawsuit, and not advice about your situation. Companies change pages. Quotes can be incomplete. If something matters to you, check the source wording and get qualified help.