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Privacy policy

Venmo

Privacy Statement

D

Risk score

56of 100

Open the original (new tab)Company page

In short

  • You are agreeing to a privacy policy that collects extensive personal, financial, and sensitive data, including location and biometrics.
  • Venmo shares this information publicly with other users and third parties for business purposes, though it claims not to sell your data for advertising.
  • You accept that they can change these terms at any time and retain your data indefinitely.

What you accept

If you use this site

Everyday words for the material promises and rights you give up. Each line includes a quote from the document.

Fineprint cannot see whether you agreed. This page is posted on their site. Open the original if you need to know how they say it applies.

  1. 01

    You are agreeing to allow Venmo to collect precise location, device IDs, and facial scans to run the service and prevent fraud.

    This product

    “we collect face scans to authenticate your account and manage fraud and risk.”
  2. 02

    You are agreeing that your transactions, username, and profile info are visible to other Venmo users or the public by default.

    Other companies

    “Public information may also be seen, accessed, reshared or downloaded through Venmo's APIs...”
  3. 03

    You are agreeing to let Venmo share your personal information with affiliates and partners for their everyday business and marketing.

    Other products, stores, or brands

    “Yes - No (For our affiliates’ everyday business purposes... For our marketing purposes)”

What it can cost you

Downsides we could quote

Quoted clauses that can affect your privacy, money, or right to go to court — including terms that follow you to other products.

Highest-cost clauses first

High cost

Indefinite retention

You are agreeing to indefinite data retention periods that extend well beyond your active use of the app.

“Personal Information used for the ongoing relationship between you and Venmo is stored for the duration of the relationship plus a period of 10 years, unless we need to keep it longer”

What that means: Your financial and transaction history remains stored for many years after you leave.

Data retention is tied to the active relationship status plus a long fixed buffer, with indefinite extensions for legal compliance.

High cost

Tracking you across apps

You are agreeing to let Venmo use your precise location data to display targeted advertising and offers.

“we may use this information to provide you with location-based options, functionality, offers, advertising, search results, or other location-based content”

What that means: Your physical movements are tracked to tailor ads and promotions shown to you.

Location data collected via GPS or Wi-Fi is explicitly used to serve advertising and personalized offers.

High cost

Location or sensitive-data over-collection

You are agreeing to the collection and processing of your biometric face scan data.

“we collect face scans to authenticate your account and manage fraud and risk.”

What that means: Your unique biological identity markers are stored and processed by Venmo.

The service collects biometric data (facial scans) which is considered sensitive personal information.

Medium cost

Unilateral changes with little or no notice

You are agreeing that changes to this privacy policy can take effect without notice unless a law specifically requires a waiting period.

“If the revised version requires notice in accordance with applicable law, we will provide you with 30 days prior notice... otherwise the revised Privacy Statement will be effective as of the published effective date.”

What that means: You may unknowingly agree to new data practices immediately upon publication.

Venmo can update its privacy statement without meaningful notice if no specific law triggers a requirement for a 30-day warning.

Lower cost

Children’s data

You are agreeing that this service is intended only for users aged 13 and older.

“The Services are not directed to children under the age of 13. If we obtain actual knowledge that we have collected personal information from a child under the age of 13, we will promptly delete it”

What that means: Children under 13 are not allowed to use the service independently.

The document explicitly restricts use to those 13+ and outlines deletion for underage errors.

Where this can follow you

Names that appear in this document for other apps, parks, stores, or brands. A click here can be used there.

  • Affiliates and sister brands

If these terms already apply to you

Keep this list. Fineprint cannot undo or cancel something you already agreed to at the company.

We cannot see Agree on their site. With Premium, tap “I accepted these terms” if you already agreed to what Venmo asks.