If you like this, see what else we're creating.

Privacy policy

Venmo

Privacy Statement

D

Risk score

65of 100

In short

  • Venmo collects extensive personal, financial, and sensitive data to run its payment services.
  • You allow them to share this information with affiliates, service providers, and for marketing purposes.
  • Your public profile and transaction history may be visible to other users or the general public.

What you accept

If you use this site

Everyday words for the material promises and rights you give up. Each line includes a quote from the document.

Fineprint cannot see whether you agreed. This page is posted on their site. Open the original if you need to know how they say it applies.

  1. 01

    You are agreeing that Venmo can collect your SSN, location, biometrics, and financial details.

    This product

    “Identification Information - your name, street address, email address, date of birth, and Social Security number... Geolocation Information... Biometric Information”
  2. 02

    You are agreeing that Venmo shares your info with PayPal affiliates and partners for marketing.

    Other products, stores, or brands

    “For our marketing purposes—to offer our products and services to you Yes No”
  3. 03

    You are agreeing that your public transactions and profile can be seen by anyone on the internet.

    Other companies

    “Public information for personal profiles includes your Venmo username... and public transactions in which you've been involved... may be seen by anyone on the internet”

What it can cost you

Downsides we could quote

Quoted clauses that can affect your privacy, money, or right to go to court — including terms that follow you to other products.

Highest-cost clauses first

High cost

Tracking you across apps

You are agreeing to let Venmo track your activity without respecting Do Not Track signals.

“We do not respond to DNT signals.”

What that means: You cannot easily opt out of cross-site tracking using standard browser tools.

The app ignores browser settings that ask websites to stop tracking your activity across sites.

High cost

Location or sensitive-data over-collection

You are agreeing to provide your biometric face scan for account authentication.

“Biometric Information - when you consent in the user experience, we collect face scans to authenticate your account”

What that means: Your unique facial features are stored by Venmo for security verification.

The service collects face scans, which are considered sensitive biometric data, for authentication.

Medium cost

Unilateral changes with little or no notice

You are agreeing that privacy terms can change without meaningful prior notice.

“otherwise the revised Privacy Statement will be effective as of the published effective date.”

What that means: Privacy rules change instantly, and you might not know until you check again.

Changes take effect immediately upon posting without further notice if law doesn't require 30 days.

Medium cost

Data sold or shared with third parties

You are agreeing to share your transaction history with affiliated financial companies.

“For our affiliates’ everyday business purposes—information about your transactions and experiences Yes No”

What that means: Your transaction history is accessible to all companies owned by the same parent group.

While sales to strangers are denied, data is shared broadly with affiliated companies for their business purposes.

Medium cost

Location or sensitive-data over-collection

You are agreeing to allow Venmo to collect your precise geographic location.

“Geolocation Information - information that identifies with reasonable specificity your location by using, for instance, longitude and latitude coordinates obtained through GPS”

What that means: Your exact physical location is tracked and stored by the company.

Venmo collects precise GPS location data to prevent fraud and enhance services.

Medium cost

Indefinite retention

You are agreeing to have your data retained for 10 years after your account closes.

“Personal Information used for the ongoing relationship between you and Venmo is stored for the duration of the relationship plus a period of 10 years”

What that means: Your historical data remains with Venmo long after you stop using the service.

Data is kept for 10 years after you leave, regardless of whether active use has stopped.

Lower cost

Children’s data

You are agreeing that the service is restricted to users aged 13 and older.

“The Services are not directed to children under the age of 13.”

What that means: Children under 13 are not intended to use the service independently.

The policy explicitly bars under-13 users but outlines a process if they mistakenly sign up.

If these terms already apply to you

Keep this list. Fineprint cannot undo or cancel something you already agreed to at the company.

We cannot see Agree on their site. With Premium, tap “I accepted these terms” if you already agreed to what Venmo asks.