Terms of use
Stripe Services Agreement - General Terms
Risk score
84of 100
In short
What you accept
Everyday words for the material promises and rights you give up. Each line includes a quote from the document.
You are agreeing to resolve disputes in private arbitration and to give up class actions.
This product
“Disputes between User and Stripe are subject to a class action waiver and will be resolved by individual binding arbitration, except as stated otherwise in this Agreement.”
You are agreeing not to have a jury decide your dispute.
This product
“** If for any reason a claim or dispute proceeds in court rather than through arbitration, to the extent Law permits, each party knowingly and irrevocably waives any right to trial by jury in any action, proceeding or counterclaim arising out of or relating to this Agreement or any of the transactions contemplated between the parties.”
You are agreeing that the company can change these terms and treat continued use as acceptance.
This product
“If Stripe is unable to collect those amounts by debiting a User Bank Account, then User immediately grants to Stripe a new, original authorization to debit each User Bank Account without notice and according to the applicable User Bank Account Debit Authorization.”
You are agreeing to give the company a broad license to reuse your content.
This product
“User grants to Stripe, on behalf of itself and its Affiliates, a perpetual, worldwide, non-exclusive, irrevocable, royalty-free license to use the Content to develop, improve, and provide Services and Stripe Technology and for Stripe’s internal business purposes.”
You are agreeing that the company may collect location or other sensitive data.
This product
“User must not provide Protected Health Information to Stripe as part of Third Party Data.”
You are agreeing to limit the company’s liability and, in some cases, to indemnify it.
This product
“Limitation of Liability.”
You are agreeing that the company may collect or share health or fitness data.
This product
“User must not provide Protected Health Information to Stripe as part of Third Party Data.”
What it can cost you
Quoted clauses that can affect your privacy, money, or right to go to court — including terms that follow you to other products.
Highest-cost clauses first
You are agreeing to resolve disputes in private arbitration and to give up class actions.
“Disputes between User and Stripe are subject to a class action waiver and will be resolved by individual binding arbitration, except as stated otherwise in this Agreement.”
What that means: You may not be able to sue in court or join a class action if something goes wrong.
Disputes are steered into arbitration and collective lawsuits are waived.
You are agreeing not to have a jury decide your dispute.
“** If for any reason a claim or dispute proceeds in court rather than through arbitration, to the extent Law permits, each party knowingly and irrevocably waives any right to trial by jury in any action, proceeding or counterclaim arising out of or relating to this Agreement or any of the transactions contemplated between the parties.”
What that means: A dispute may never be heard by a jury of the public.
The document asks you to give up a jury trial.
You are agreeing that the company may collect location or other sensitive data.
“User must not provide Protected Health Information to Stripe as part of Third Party Data.”
What that means: Higher-risk details about you can be stored and shared under the same broad terms.
The company collects location or other sensitive categories of data.
You are agreeing that the company may collect or share health or fitness data.
“User must not provide Protected Health Information to Stripe as part of Third Party Data.”
What that means: Wellness details can be stored or shared with partners you did not choose.
The document describes collecting or sharing health or fitness data beyond running the core service.
You are agreeing that the company can change these terms and treat continued use as acceptance.
“If Stripe is unable to collect those amounts by debiting a User Bank Account, then User immediately grants to Stripe a new, original authorization to debit each User Bank Account without notice and according to the applicable User Bank Account Debit Authorization.”
What that means: Rights you have today can shrink later without a clear opt-in.
The company can change the rules, often treating continued use as consent.
You are agreeing to give the company a broad license to reuse your content.
“User grants to Stripe, on behalf of itself and its Affiliates, a perpetual, worldwide, non-exclusive, irrevocable, royalty-free license to use the Content to develop, improve, and provide Services and Stripe Technology and for Stripe’s internal business purposes.”
What that means: The company can keep using your content even after you stop using the product.
You grant a broad license to content you post, beyond what running the service requires.
You are agreeing to limit the company’s liability and, in some cases, to indemnify it.
“Limitation of Liability.”
What that means: If the service harms you, the contract tries to leave you with little recourse.
Liability is shifted toward the user through waivers or indemnity.
Keep this list. Fineprint cannot undo or cancel something you already agreed to at the company.
We cannot see Agree on their site. With Premium, tap “I accepted these terms” if you already agreed to what Stripe asks.
